Bankruptcy: Chapter 7 and Chapter 13 by Harvey J. Spinowitz, P.A., Bankruptcy and Family Law Attorney This month we are going to talk about Chapter 7 bankruptcies and Chapter 13’s, including the differences and reasoning behind each of them. A Chapter 7 is a “liquidation.” The theory behind Chapter 7 is that the debtor(s) give [...]

Elements of a successful Short Sale by Mark Beasley, Realtor Before we explore the elements of a successful short sale, lets define what is a “Successful Short Sale.” A short sale is when the property being sold is worth less than the value of the mortgages attached to it. A successful short sale is when [...]

By William Stone As the economy continues to flatline banks are finding new ways to take your money by increasing fees and lowering credit limits. Consumers are reacting by taking the credit card companies to court. As the financial crunch takes its toll across the country with record numbers of foreclosures and bankruptcies, citizens are [...]